QTRADE CASH BACK OFFER 2025 – TERMS AND CONDITIONS
Open and fund a new Qtrade Direct Investing account and you may be eligible for 1% cash back or more.
To qualify:
- Submit a new account application to Qtrade Direct Investing using one of the Cash Back Offer promo codes listed below by March 31, 2025.
- Deposit between $5,000 and $24,999.99 in net new funds into the new account by April 30, 2025 to receive a Cash Bonus of $250. Deposit or transfer at least $25,000 in net new funds into the new account by April 30, 2025 to receive a cash back bonus of 1% of the net new funds deposited to the new account (up to a maximum bonus of $2,000).
- Hold your deposited funds in the new account until March 31, 2026.
- The applicable bonus will be paid to your Qtrade Direct Investing account in two installments on or around October 31, 2025 and April 30, 2026.
- Sign-up Bonus: For clients new to Qtrade Direct Investing, earn an additional $150 and free trades until April 30, 2025 when you make a minimum deposit of $1,000 into your Qtrade Direct Investing account within 30 days of your account open date.
1. The Offer
Open and fund a new Qtrade Direct Investing account (the “New Account”) and you may be eligible to receive a cash bonus as set out below (the “Cash Bonus Offer”). This Cash Bonus Offer is only available to New Accounts for both new and existing clients who transfer in or deposit at least $5,000 in new funds (net of withdrawals) by April 30, 2025.
Promo Code |
New Funds |
Cash Bonus |
New Client Sign-up Bonus |
|---|---|---|---|
CASHBONUS2025, |
$1,000 - $4,999.99 |
$0 |
$150 + Free trades until April 30, 2025 |
$5,000 - $24,999.99 |
$250 |
||
$25,000 + |
1% of net new funds |
For net new funds between $5,000 to $24,999.99, the client is eligible to receive a Cash Bonus of $250. For net new funds of $25,000 or more, the Cash Bonus is calculated based on 1% of the net new funds in the New Account. The maximum Cash Bonus a client can receive is $2,000.
Plus, clients who are new to Qtrade Direct Investing may also be eligible to receive an additional Sign-up Bonus (the “Sign-up Bonus”, and referred to collectively with the Cash Bonus Offer as the “Offer”) that includes an additional $150 cash bonus and free trades until April 30, 2025. To receive the Sign-up Bonus, submit a New Account application by March 31, 2025, and make a minimum deposit of $1,000 into your Qtrade Direct Investing account within 30 days of your account open date. Qualifying free trades must be filled between the date of opening of the New Account and no later than 11:59 pm ET on April 30, 2025 (the “Offer Trading Period”). Commission will be applied to initial trades in the New Account. If all terms of this offer have been satisfied, you will receive the $150 Sign-up bonus and rebate for the qualifying free trades on or about May 31, 2025.
Examples:
- A new client opens a new Qtrade Direct Investing account and deposits $50,000 within 30 days of your account open date that remains in the account up to March 31, 2026. That new client is eligible to receive the $150 Sign-up Bonus and free trades rebate for any qualifying trades made in the Offer Trading Period applied to their account on or around May 31, 2025, plus 1% ($500) Cash Bonus paid in two installments on or around October 31, 2025 and April 30, 2026.
- A new client opens a new Qtrade Direct Investing account and deposits $15,000 within 30 days of your account open date that remains in the account up to March 31, 2026. That new client is eligible to receive the $150 Sign-up Bonus and free trades rebate for any qualifying trades made in the Offer Trading Period applied to their account on or around May 31, 2025, plus $250 Cash Bonus paid in two installments on or around October 31, 2025 and April 30, 2026.
- A new client opens a new Qtrade Direct Investing account and deposits $3,000 within 30 days of your account open date. That new client is eligible to receive the $150 Sign-up Bonus and free trades rebate for any qualifying trades made in the Offer Trading Period applied to their account on or around May 31, 2025.
- A new Qtrade Direct Investing client opens a new Qtrade Direct Investing account and deposits only $500. That client is not eligible to receive the Cash Bonus nor Sign-up Bonus as the minimum requirement of a $1,000 deposit was not met.
- An existing client opens an additional Qtrade Direct Investing account and deposits $60,000 by April 30, 2025 that remains in the account up to March 31, 2026. That client is eligible to receive the 1% ($600) Cash Bonus paid in two installments on or around October 31, 2025 and April 30, 2026.
2. This Offer is subject to the following Terms and Conditions:
Offer Period
This Offer is available to New Accounts opened between November 28, 2024, at 12:00 am ET and March 31, 2025, at 11:59 pm ET (the “Offer Period”). NOTE: an account application must be submitted by March 31, 2025, and funds must be deposited or transferred into your Qtrade Direct Investing account by April 30, 2025.
For the Sign-up Bonus, funds must be deposited or transferred into your Qtrade direct Investing account within 30 days of the account open date.
Qualifying Account Criteria
The account application form associated with the qualifying account must have CASHBONUS2025, CASHOFFER25 or GETCASH2025 (the “Promo Code”) applied to it and must be submitted during the Offer Period.
To qualify, the New Account opened must be a CAD Cash (individual or joint), USD Cash (individual or joint), CAD Margin (individual or joint), USD Margin (individual or joint) RESP, CAD RRSP, CAD RRIF, CAD Spousal RRSP, CAD Spousal RRIF, USD RRSP, USD RRIF, USD Spousal RRSP, USD Spousal RRIF, LIRA, LRSP, CAD TFSA, USD TFSA, CAD FHSA or USD FHSA. Delivery Against Payment (DAP) accounts are ineligible for this Offer.
Limit of one (1) Offer per qualifying client (joint accounts have one ‘client’). In the event that a client opens multiple eligible accounts, the qualifying funds can be based on the total new assets across all New Accounts opened. In this case, each New Account must be funded with at least $1,000 in new assets, and approved by Qtrade Direct Investing, to be totaled for the offer.
Some account types (such as RRSP, RRIF, cash and margin accounts) offer both CAD and USD accounts. These are separate accounts and are treated as such under the Offer.
In the case of a spousal account or joint account, only the primary account holder will be entitled to receive the Cash Bonus.
New Accounts must meet Qtrade Direct Investing’s account opening and related documentation requirements, and be approved by Qtrade Direct Investing, at its sole and absolute discretion.
Qualifying accounts must be in good standing and not have encountered a debit position or margin call throughout the Offer Period and remain as such until 11:59 pm ET on April 30, 2026.
Qualifying Transfer Criteria
In order to qualify as a qualifying deposit or transfer, assets transferred in must not include any securities that are restricted, subject to a cease trade order, or that are non-listed and without independent evidence of current value acceptable to Qtrade Direct Investing.
Qualifying deposit or transfer funds may originate from an investment or bank account at any Canadian financial institution or broker.
Assets transferred in or deposited must remain in the qualifying account until 11:59 pm ET on March 31, 2026. Any withdrawals or transfers out prior to this date will decrease the eligible funds that qualify for the Offer.
Qualifying Trade Criteria
For the Sign-up Bonus, commission will be applied to trades in the applicable New Account. Qualifying Trades will be rebated on or about May 31, 2025. The maximum value of the Sign-up Bonus per individual client is equivalent to $8.75 per trade. The commission rebate will be credited to a New Account in which Qualifying Trades occurred.
Qualifying trades for the purposes of this Offer are limited to commissionable equity and ETF trades only (“Qualifying Trades”). Option trades are not included and do not qualify for this Offer.
Qualifying Trades must be from orders submitted and executed during the Offer Trading Period.
Qualifying Trades must be placed online via the Qtrade Direct Investing platform, or the Qtrade Direct Investing mobile app. Trades placed with an agent over the phone do not qualify.
Eligibility Criteria
The Offer is available only to New Accounts opened by new or existing Qtrade Direct Investing clients.
You must apply the Promo Code on the New Account application form to be eligible to receive the Offer.
The qualifying account must be opened during the Offer Period.
This Offer is non-transferable and will not be valid in conjunction with any other offer or promotion from Qtrade Direct Investing.
This Offer can only be used once per client and cannot be applied on previously or subsequently submitted account applications to Qtrade Direct Investing.
You must be a Canadian resident who is of the age of majority in your respective province or territory when submitting your New Account application.
General
The Cash Bonus will be delivered to the primary qualifying account holder in the New Account or existing cash account, in two installments on or around October 31, 2025 and April 30, 2026.
If, after the first installment of the Cash Bonus is paid, you fail to hold your deposited funds in the New Account until March 31, 2026, you will no longer be eligible for the Cash Bonus. You will not receive the second installment and you will be required to reimburse Qtrade for the first installment. Such reimbursement will be processed by Qtrade by withdrawing cash from the New Account or any other existing account. If insufficient cash is available Qtrade may liquidate securities in any of your accounts as necessary and in its discretion.
For the Sign-up Bonus, and where the above criteria are met, the $150 cash bonus and free trades rebate will be delivered to the primary qualifying account holder in the new qualifying account on or around May 31, 2025.
Clients who qualify for this Offer will not be eligible for any other offers or promotions from Qtrade Direct Investing until November 1, 2025.
You are solely responsible for any tax consequences arising from or in connection with: this Offer; the transfer of any assets into the qualifying account; and/or the payment of any Cash Bonus into the qualifying account.
All dollar amounts mentioned in relation to this Offer are in Canadian dollars.
The amount of any transfer-in fee charged by another Canadian broker or financial institution will be credited to your qualifying account in the currency (either CAD or USD) in which your transfer was made (up to a maximum of CAD/USD $150 per client when you transfer $15,000 or more), subject to Qtrade Direct Investing’s receipt of the documentation evidencing such transfer-in fee. This is part of the Winter Cash Back Offer and does not constitute a combining of Qtrade Direct Investing offers.
Qtrade Direct Investing reserves the right, at its sole and absolute discretion, to modify, suspend, disqualify, limit or revoke this Offer to any person or account holder for any reason, including but not limited to manipulation or abuse of the process, fairness, integrity or operation of the Offer.
The terms and conditions of this offer, including its overall availability, are at the sole and absolute discretion of Qtrade Direct Investing and are subject to change at any time without prior notice.
You may opt out of the Offer at any time by notifying us at 1.877.787.2330 or directinvesting@qtrade.ca, in which case the Cash Bonus and trade commission discount pursuant to the Offer will be cancelled or reversed.
Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade and Qtrade Direct Investing are trade names or trademarks of Aviso Wealth Inc. and/or its affiliates.