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Weekly Market Pulse - Week ending July 18, 2025

Market developments

Equities: Global equity markets shrugged off fresh U.S. tariff threats, with the Nasdaq and S&P 500 hitting new record highs. AI-related strength, particularly chipmakers like Nvidia, AMD and TSMC, alongside solid retail-sales and jobless claims data, boosted sentiment. U.S. equity funds saw significant outflows, though European and Asian funds attracted capital. Banking and industrial sectors benefited from strong earnings.

Fixed Income: Global bond funds attracted positive inflows again, led by euro-denominated, short-term and high-yield bonds. Treasury yields pulled back modestly mid-week but rose following geopolitical and Fed chair rumours.

Commodities: Oil saw moderate volatility, drawing support from potential Russian sanctions but facing headwinds from elevated OPEC+ output and sluggish demand forecasts. Gold and Copper were relatively flat this week, with minimal volatility.

Performance (price return)

SECURITY

PRICE

WEEK

1 MONTH

3 MONTH

YTD

Equities ($Local)

 

 

 

 

 

S&P/TSX Composite

27,314.01

1.08%

2.84%

12.90%

10.46%

S&P 500

6,296.79

0.59%

5.28%

19.20%

7.06%

NASDAQ

20,895.66

1.51%

6.90%

28.30%

8.21%

DAX

24,289.51

0.14%

4.17%

14.54%

22.00%

NIKKEI 225

39,819.11

0.63%

2.40%

14.65%

-0.19%

Shanghai Composite

3,534.48

0.69%

4.30%

7.87%

5.45%

Fixed Income (Performance in %)

 

 

 

 

 

Canada Aggregate Bond

234.06

-0.43%

-1.01%

-1.34%

-0.55%

US Aggregate Bond

2255.52

-0.14%

0.14%

1.04%

3.04%

Europe Aggregate Bond

245.17

0.19%

-0.47%

0.07%

0.58%

US High Yield Bond

28.06

0.04%

1.24%

4.78%

4.59%

Commodities ($USD)

 

 

 

 

 

Oil

67.39

-1.55%

-10.31%

4.19%

-6.04%

Gold

3349.88

-0.17%

-0.58%

0.69%

27.64%

Copper

556.60

0.07%

14.69%

17.45%

38.23%

Currencies ($USD)

 

 

 

 

 

US Dollar Index

98.46

0.62%

-0.45%

-0.77%

-9.24%

Loonie

1.3728

-0.26%

-0.24%

0.87%

4.78%

Euro

0.8602

-0.55%

1.27%

2.03%

12.29%

Yen

148.74

-0.88%

-2.43%

-4.41%

5.69%

Source: Bloomberg, as of July 18, 2025

 

Central Bank Interest Rates

Central Bank

Current Rate

December 2025
Expected Rate*

Bank of Canada

2.75%

2.61%

U.S. Federal Reserve

4.50%

3.87%

European Central Bank

2.00%

1.68%

Bank of England

4.25%

3.73%

Bank of Japan

0.50%

0.64%

Source: Bloomberg, as of July 18, 2025

*Expected rates are based on bond futures pricing

 

Macro developments

Canada – Canadian Inflation Insights

Canada's inflation climbed to 1.9% in June 2025, still below the Bank of Canada's target, despite meeting market expectations. Deflation in fuel slowed, while durable goods saw price increases. However, inflation in food and shelter moderated. The Bank of Canada's core CPI remained unchanged at 3%, indicating stable underlying inflation dynamics.

U.S. – U.S. Inflation Trends, U.S. Producer Prices Hold Steady, U.S. Retail Sales Recovery

U.S. inflation rose to 2.7% in June, the highest since February, driven by increases in food and transportation costs. Monthly CPI increased by 0.3%, the largest rise in five months. Core inflation edged up to 2.9%, below forecasts, while energy prices showed mixed trends. The overall inflation picture reflects persistent pressures, particularly in food and transportation sectors.

U.S. producer prices stayed unchanged in June, following a revised increase in May. Service prices fell, particularly in traveller accommodation, while goods prices rose slightly. Annual producer inflation decreased to 2.3%, indicating a cooling trend, while core PPI remained stagnant, undershooting forecasts.

U.S. retail sales increased by 0.6% month-over-month in June 2025, rebounding after two months of declines. Notable sales growth occurred in various sectors, though some areas, like gasoline and furniture, saw stagnation or decline. Sales excluding certain categories used for GDP calculations rose above expectations, reflecting overall consumer resilience.

International – U.K. Inflation Surge, Rising Unemployment in the U.K., China’s Economic Slowdown,

U.K. inflation increased to 3.6% in June 2025, the highest since January 2024. Transport costs, particularly motor fuel, were the main contributors. Clothing and food prices also rose, while services inflation remained steady. Monthly CPI growth exceeded previous figures, and core inflation accelerated, indicating ongoing inflationary pressures.

The U.K. unemployment rate rose to 4.7% in the three months ending May 2025, the highest since July 2021. Unemployment increased across all durations, while employment grew by 134,000, driven by both part-time and full-time jobs. The economic inactivity rate fell, suggesting some labour market tightening.

China's economy grew 5.2% year-over-year in Q2 2025, down from 5.4% in previous quarters, marking the slowest growth since Q3 2024. The growth surpassed expectations due to supportive policies amid a fragile trade truce. Industrial output saw a three-month high, and the jobless rate remained low, but retail sales lagged despite government subsidies. Trade showed improvement with rising exports and imports, but growth is expected to weaken in H2 2025 due to trade tensions and domestic demand issues.

Japan's inflation rate decreased to 3.3% in June 2025, the lowest since last November. Price moderation was noted in electricity, gas and various sectors, while food prices surged due to rising rice costs. Core inflation matched the headline rate, indicating a broad easing trend, despite ongoing challenges in specific categories.

 

Quick look ahead

DATE

COUNTRY / REGION

EVENT

 

SURVEY

PRIOR

23-Jul-25

Japan

S&P Global Japan PMI Composite

Jul P

 

51.5

23-Jul-25

Japan

S&P Global Japan PMI Mfg

Jul P

 

50.1

23-Jul-25

Japan

S&P Global Japan PMI Services

Jul P

 

51.7

24-Jul-25

Eurozone Aggregate

HCOB Eurozone Manufacturing PMI

Jul P

49.8

49.5

24-Jul-25

Eurozone Aggregate

HCOB Eurozone Services PMI

Jul P

50.7

50.5

24-Jul-25

Eurozone Aggregate

HCOB Eurozone Composite PMI

Jul P

50.8

50.6

24-Jul-25

United Kingdom

S&P Global UK Manufacturing PMI

Jul P

48.0

47.7

24-Jul-25

United Kingdom

S&P Global UK Services PMI

Jul P

52.8

52.8

24-Jul-25

United Kingdom

S&P Global UK Composite PMI

Jul P

51.6

52.0

24-Jul-25

Eurozone Aggregate

ECB Deposit Facility Rate

 

2.0

2.0

24-Jul-25

Eurozone Aggregate

ECB Main Refinancing Rate

 

2.2

2.2

24-Jul-25

Eurozone Aggregate

ECB Marginal Lending Facility

 

2.4

2.4

24-Jul-25

Canada

Retail Sales MoM

May

(1.0)

0.3

24-Jul-25

Canada

Retail Sales Ex Auto MoM

May

(0.2)

(0.3)

24-Jul-25

United States

S&P Global US Manufacturing PMI

Jul P

52.4

52.9

24-Jul-25

United States

S&P Global US Services PMI

Jul P

52.9

52.9

24-Jul-25

United States

S&P Global US Composite PMI

Jul P

 

52.9

25-Jul-25

United Kingdom

Retail Sales Ex Auto Fuel MoM

Jun

1.4

(2.8)

25-Jul-25

United Kingdom

Retail Sales Ex Auto Fuel YoY

Jun

2.0

(1.3)

25-Jul-25

United Kingdom

Retail Sales Inc Auto Fuel MoM

Jun

1.1

(2.7)

25-Jul-25

United Kingdom

Retail Sales Inc Auto Fuel YoY

Jun

1.8

(1.3)

P = Preliminary

 

The Asset Allocation Team at NEI Investments

Judith Chan, CFA – Vice President, Head of Multi-Asset Portfolios

Mateo Marks, CFA – Senior Multi Asset Portfolio Analyst

Adam Ludwick, CFA – Senior Multi Asset Portfolio Analyst

Anthony Rago, B.A.Sc. – Senior Multi Asset Portfolio Analyst

 

Aviso Wealth Inc. (“Aviso”) is the parent company of Aviso Financial Inc. (“AFI”) and Northwest & Ethical Investments L.P. (“NEI”). Aviso and Aviso Wealth are registered trademarks owned by Aviso Wealth Inc.

NEI Investments is a registered trademark of NEI. Any use by AFI or NEI of an Aviso trade name or trademark is made with the consent and/or license of Aviso Wealth Inc. Aviso is a wholly-owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. Mutual funds and other securities are offered by Aviso Wealth, a division of Aviso Financial Inc.

This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters. This document is published by AFI and unless indicated otherwise, all views expressed in this document are those of AFI. The views expressed herein are subject to change without notice as markets change over time.

Aviso Wealth Inc. ('Aviso') is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), Aviso Insurance Inc., Credential Insurance Services Inc. and Northwest & Ethical Investments L.P.  Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Aviso and Aviso Wealth are registered trademarks of Aviso Wealth Inc. NEI Investments is a registered trademark of Northwest & Ethical Investments L.P.

This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters. This document is published Aviso Wealth and unless indicated otherwise, all views expressed in this document are those of Aviso Wealth. The views expressed herein are subject to change without notice as markets change over time.