CASH BONUS – New & Existing Clients

1. The Offer

Open and fund a new Qtrade Direct Investing account and you may be eligible to receive up to $2,000 as a cash bonus as set out below (the “Offer”). This Offer is only available to new accounts for both new and existing clients who transfer in or deposit at least $5,000 in new assets (net of withdrawals) by March 31, 2023.

See the Terms and Conditions below for detailed requirements of the Offer.

Offer Code	New Funds	Cash Bonus
Cash Bonus Offer Code: CASHBACK2023, CASHOFFER2023, CASHBACK23, GETCASH23	$5,000 - $49,999	$150
	$50,000 - $99,999	$250
	$100,000 - $249,999	$500
	$250,000 - $499,999	$700
	$500,000 - $999,999	$1000
	$1,000,000 +	$2000

2. This Offer is subject to the following Terms and Conditions:

Offer Period

This Offer commences on Thursday, November 24, 2022, at 12:00 am ET and concludes on Wednesday,March 1, 2023, at 11:59 pm ET. NOTE: an account application must be submitted by March 1, 2023, and funds must be deposited or transferred into your Qtrade Direct Investing account by March 31, 2023.

Qualifying Account Criteria

The account application from associated with the Qualifying Account must have CASHBACK2023 or CASHOFFER2023 or CASHBACK23 or GETCASH23 (the “Offer Code”) applied to it and must be submitted during the Offer Period.

To qualify, the new account opened must be a CAD Cash (individual or joint), USD Cash (individual or joint), CAD Margin (individual or joint), USD Margin (individual or joint) RESP, CAD RRSP, CAD RRIF, CAD Spousal RRSP, CAD Spousal RRIF, USD RRSP, USD RRIF, USD Spousal RRSP, USD Spousal RRIF, LIRA, CAD TFSA or USD TFSA.

The Offer is only applicable to a maximum of one (1) new eligible account per client (joint accounts have one ‘client’). In the event that a client opens multiple eligible accounts, the Offer will only be applied to the account with the highest net new asset transfer as of September 30, 2023 and approved by Qtrade Direct Investing.

Some account types (such as RRSP, RRIF, cash margin accounts) offer both CAD and USD accounts. These are separate accounts and are treated as such under the Offer. In the event that a client opens both a CAD and a USD account, the Offer is applicable to only one (1) eligible account in accordance with these terms and conditions.

In the case of a spousal account or joint account, only the primary account holder will be entitled to receive the cash bonus.

New accounts must meet Qtrade Direct Investing’s account opening and related documentation requirements, and be approved by Qtrade Direct Investing, at its sole and absolute discretion.

Qualifying Accounts must be in good standing throughout the Offer Period and remain in good standing until 11:59 pm ET on September 30, 2023.

Your Qualifying Account must not have encountered a debit position or margin call during the Offer Period.

Qualifying Transfer Criteria

In order to qualify as a Qualifying Transfer, assets transferred in must not include any securities that are restricted, subject to a cease trade order, or that are non-listed and without independent evidence of current value acceptable to Qtrade Direct Investing.

Qualifying Transfer funds may originate from an investment or bank account at any Canadian financial institution or broker, excluding Aviso Wealth Inc. or any of its subsidiaries.

Assets transferred in or deposited must remain in the Qualifying Account until 11:59 pm ET on September 30, 2023. Any withdrawals or transfers out prior to this date will decrease the eligible assets that qualify for the Offer.

Eligibility Criteria

The Offer is only available to new accounts for both new and existing Qtrade Direct Investing clients.

You must apply the Offer Code on the new account application form.

The Qualifying Account must be opened during the Offer Period.

This Offer is non-transferable and will not be valid in conjunction with any other offer or promotion from Qtrade Direct Investing.

This Offer can only be used once per client and cannot be applied on previously or subsequently submitted account applications to Qtrade Direct Investing.

You must be a Canadian resident who is of the age of majority in your respective province or territory when submitting your new account application.

General

The cash bonus will be delivered to the primary Qualifying Account holder in the new Qualifying Account, on or about October 31, 2023.

Clients who qualify for this Offer will not be eligible for any other offers or promotions from Qtrade Direct Investing until November 1, 2023.

You are solely responsible for any tax consequences arising from or in connection with: this Offer; thetransfer of any assets into the Qualifying Account; and/or the payment of any cash bonus into the Qualifying Account.

All dollar amounts mentioned in relation to this Offer are in Canadian dollars.

The amount of any transfer-in fee charged by another Canadian broker or financial institution will be credited to your Qualifying Account in the currency (either CAD or USD) in which your transfer was made (up to amaximum of CAD/USD $150 per client when you transfer $15,000 or more), subject to Qtrade Direct Investing’s receipt of the documentation evidencing such transfer-in fee. This is part of the CASHBACK2023 or CASHOFFER2023 or CASHBACK23 or GETCASH23 offer and does not constitute a combining of Qtrade Direct Investing offers.

Qtrade Direct Investing reserves the right, at its sole and absolute discretion, to modify, suspend, disqualify, limit or revoke this Offer to any person or account holder for any reason, including but not limited to manipulation or abuse of the process, fairness, integrity or operation of the Offer.

You may opt out of the Offer at any time by notifying us at 1.877.787.2330 or customersupport@qtrade.ca, in which case the cash bonus pursuant to the Offer will be cancelled or reversed.

Online brokerage services are offered through Qtrade Direct Investing, a division of Credential QtradeSecurities Inc. Qtrade and Qtrade Direct Investing are trade names and/or trademarks of Aviso Wealth.