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Weekly Market Pulse - Week ending April 18, 2025

Market developments

Equities: Global stock markets experienced volatility this week, driven by U.S.-China trade tensions and Federal Reserve Chair Jerome Powell's comments on tariffs and economic growth. U.S. indices like the Dow, S&P 500 and Nasdaq dipped slightly on Tuesday but faced sharper declines Wednesday after Powell signaled no immediate interest rate cuts. Tech stocks like Nvidia and AMD were hit hard by U.S. chip export restrictions to China. Bank of America and Citigroup shares rose after reporting better-than-expected Q1 earnings, boosted by strong trading revenues. However, the S&P 500 remains down about 10% year-to-date, reflecting ongoing tariff-related uncertainty.

Fixed Income: U.S. Treasury bonds rebounded slightly after a turbulent week, as markets adjusted to tariff relief hopes and Powell’s remarks suggesting the Fed is in a wait-and-see mode. A sell-off in U.S. Treasuries earlier raised concerns about waning long-term confidence in the U.S. economy, with investors demanding higher yields to compensate for perceived risks.

Commodities: Crude oil futures rose after U.S. sanctions on Chinese importers of Iranian oil sparked global supply concerns, lifting oil and gas stocks. Gold futures climbed, reflecting its safe-haven appeal amid geopolitical and financial uncertainties, though buying momentum showed signs of easing.

Performance (price return)

SECURITY

PRICE

WEEK

1 MONTH

3 MONTH

YTD

Equities ($Local)

 

 

 

 

 

S&P/TSX Composite

24,192.81

2.56%

-2.39%

-3.49%

-2.16%

S&P 500

5,282.70

-1.50%

-6.91%

-11.91%

-10.18%

NASDAQ

16,286.45

-2.62%

-8.55%

-17.03%

-15.66%

DAX

21,205.86

4.08%

-8.42%

1.45%

6.51%

NIKKEI 225

34,377.60

2.36%

-8.07%

-10.59%

-13.83%

Shanghai Composite

3,280.34

1.30%

-4.26%

1.19%

-2.13%

Fixed Income (Performance in %)

 

 

 

 

 

Canada Aggregate Bond

237.23

1.12%

-0.64%

1.31%

0.79%

US Aggregate Bond

2232.29

0.91%

-0.22%

2.00%

1.98%

Europe Aggregate Bond

244.99

0.65%

1.82%

1.20%

0.50%

US High Yield Bond

26.78

1.26%

-1.41%

-1.01%

-0.18%

Commodities ($USD)

 

 

 

 

 

Oil

64.34

4.62%

-4.79%

-17.39%

-10.29%

Gold

3321.67

2.60%

10.70%

22.88%

26.56%

Copper

470.35

3.99%

-4.66%

7.67%

16.81%

Currencies ($USD)

 

 

 

 

 

US Dollar Index

99.39

-0.71%

-3.85%

-9.11%

-8.39%

Loonie

1.3838

0.27%

3.25%

4.62%

3.95%

Euro

0.8791

0.17%

4.14%

10.73%

9.87%

Yen

142.39

0.81%

4.79%

9.77%

10.40%

Source: Bloomberg, as of April 17, 2025

Central Bank Interest Rates

Central Bank

Current Rate

June 2025
Expected Rate*

December 2025
Expected Rate*

Bank of Canada

2.75%

2.60%

2.26%

U.S. Federal Reserve

4.50%

4.15%

3.55%

European Central Bank

2.25%

1.94%

1.51%

Bank of England

4.50%

4.09%

3.60%

Bank of Japan

0.50%

0.51%

0.61%

Source: Bloomberg, as of April 17, 2025

*Expected rates are based on bond futures pricing

 

Macro developments

Canada – Canada’s Inflation Decline

Canada’s inflation rate dropped to 2.3% in March from 2.6%, below market and Bank of Canada expectations. The end of GST/HST tax breaks increased food prices, particularly at restaurants, while falling gasoline and cellular costs slowed transportation inflation. Monthly prices rose by 0.3%.

U.S. – Retail Sales Surge

U.S. retail sales rose 1.4% in March, the largest increase since January 2023, driven by a 5.3% jump in motor vehicle sales. Most sectors, including building materials and food services, saw gains, though gasoline and furniture sales declined. Core retail sales, excluding key categories, grew 0.4%.

The core PCE deflator likely rose by just 0.05% month-on-month in March, suggesting annual core PCE inflation dropped to 2.6%. Despite softer-than-expected CPI and PPI data, with producer prices falling 0.4% and core PPI up only 0.1%, tariff pressures in PPI raise concerns. A sharp 8.2% drop in international airfares and a 0.3% decline in hospital prices helped temper inflation, but the Fed remains wary.

International – Steady U.K. Unemployment, U.K. Inflation Eases, China’s Robust GDP Growth, China’s Retail Sales Boom

The U.K. unemployment rate remained at 4.4% from December to February 2025, the highest since May 2024. Employment rose by 206,000 to a record 34 million, driven by full-time jobs, while economic inactivity slightly decreased to 21.4%.

U.K. inflation slowed to 2.6% in March 2025 from 2.8%, below forecasts. Declines in recreation, transport and hospitality prices, particularly motor fuel, drove the slowdown, while clothing prices rose. Core inflation eased to 3.4%, with monthly CPI up 0.3%.

China’s economy grew 5.4% in Q1 2025, exceeding expectations and matching the prior quarter’s pace. Strong industrial output, retail sales, and exports, alongside Beijing’s stimulus, supported growth, though trade tensions with the US threaten the outlook.

China’s retail sales grew 5.9% in March 2025, the strongest since December 2023, surpassing forecasts. Most categories, including food, appliances and automobiles, saw significant gains, though petroleum products declined. First-quarter retail sales rose 4.6%.

 

Quick look ahead

DATE

COUNTRY / REGION

EVENT

 

SURVEY

PRIOR

20-Apr-25

China

1-Year Loan Prime Rate

 

3.1

3.1

20-Apr-25

China

5-Year Loan Prime Rate

 

3.6

3.6

22-Apr-25

Japan

Jibun Bank Japan PMI Mfg

Apr P

 

48.4

22-Apr-25

Japan

Jibun Bank Japan PMI Services

Apr P

 

50.00

23-Apr-25

Eurozone Aggregate

HCOB Eurozone Manufacturing PMI

Apr P

47.5

48.6

23-Apr-25

Eurozone Aggregate

HCOB Eurozone Services PMI

Apr P

50.5

51.0

23-Apr-25

United Kingdom

S&P Global UK Manufacturing PMI

Apr P

44.0

44.9

23-Apr-25

United Kingdom

S&P Global UK Services PMI

Apr P

51.5

52.5

23-Apr-25

United States

S&P Global US Manufacturing PMI

Apr P

49.3

50.2

23-Apr-25

United States

S&P Global US Services PMI

Apr P

53.0

54.4

25-Apr-25

United Kingdom

Retail Sales Ex Auto Fuel YoY

Mar

2.0

2.2

25-Apr-25

Canada

Retail Sales Ex Auto MoM

Feb

(0.1)

0.2

P = Preliminary

 

The Asset Allocation Team at NEI Investments

Judith Chan, CFA – Vice President, Head of Multi-Asset Portfolios

Mateo Marks, CFA – Senior Multi Asset Portfolio Analyst

Adam Ludwick, CFA – Senior Multi Asset Portfolio Analyst

Anthony Rago, B.A.Sc. – Senior Multi Asset Portfolio Analyst

Aviso Wealth Inc. ('Aviso') is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), Aviso Insurance Inc., Credential Insurance Services Inc. and Northwest & Ethical Investments L.P.  Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Aviso and Aviso Wealth are registered trademarks of Aviso Wealth Inc. NEI Investments is a registered trademark of Northwest & Ethical Investments L.P.

This material is for informational and educational purposes and it is not intended to provide specific advice including, without limitation, investment, financial, tax or similar matters. This document is published Aviso Wealth and unless indicated otherwise, all views expressed in this document are those of Aviso Wealth. The views expressed herein are subject to change without notice as markets change over time.