Competitive pricing and offers

Cash and Margin Accounts

Interest charged on negative balances in all accounts    

 

Margin account

CDN Prime rate: 7.2% (as of July 13, 2023)
USD Prime rate: 8.50% (as of July 27, 2023)

Margin account
      Canadian Dollar Margin U.S. Dollar Margin
Tier     Rate Rate
$0-$99,999     Prime + 1.55% Prime + 1.25%
$100,000+     Prime + 1.50% Prime + 1.20%

Investor Plus

Investor Plus
  Canadian Dollar Margin U.S. Dollar Margin
Tier Rate Rate
$0-$9,999 Prime + 1.30% Prime + 1.25%
$10,000-$99,999 Prime + 1.05% Prime + 1.00%
$100,000+ Prime + 0.30% Prime + 0.50%

Cash account

Cash account
  Canadian Dollar Cash   U.S. Dollar Cash  
  Rate   Rate  
All balances            21%   21%  

Registered account

Registered account
  Canadian Dollar Cash   U.S. Dollar Cash  
  Rate   Rate  
All balances            21%   21%  

 

Figures updated as of July 27, 2023.

Note: Interest is calculated daily based on the closing debit and/or credit balance in your account and posted monthly on the 16th day of each month (or subsequent business day). Debit and credit interest rates are calculated separately and are subject to change without notice.  Interest accrued will not be paid for amounts less than $10 per month and will not be charged for amounts less than $3.  

 

Interest earned on positive balances in all accounts

 

All account types

  Canadian Dollar U.S. Dollar
  Rate Rate
$0 - $2,000,000 0.00% 0.00%
$2,000,001 + 0.10% 0.00%

 

Figures updated as of April 1, 2020.

Note: Interest is calculated daily based on the closing debit and/or credit balance in your account and posted monthly on the 16th day of each month (or subsequent business day). Debit and credit interest rates are calculated separately and are subject to change without notice.  Interest accrued will not be paid for amounts less than $10 per month and will not be charged for amounts less than $3.