Competitive pricing and offers
Cash and Margin Accounts
Interest charged on negative balances in all accounts
Margin account
CDN Prime rate: 5.45% (December 12, 2024)
USD Prime rate: 7.50% (December 18, 2024)
| Margin Debit Balances | Canadian Dollar Margin | U.S. Dollar Margin |
|---|---|---|
| Tier | Rate | Rate |
| $0-$99,999 | Prime + 1.55% | Prime + 1.65% |
| $100,000+ | Prime + 1.50% | Prime + 1.55% |
Investor Plus
| Margin Debit Balances | Canadian Dollar Margin | U.S. Dollar Margin |
|---|---|---|
| Tier | Rate | Rate |
| $0-$9,999 | Prime + 1.50% | Prime + 1.45% |
| $10,000-$99,999 | Prime + 1.25% | Prime + 1.20% |
| $100,000+ | Prime + 0.80% | Prime + 1.00% |
Cash account
| Cash Debit Balances | Canadian Dollar Cash | U.S. Dollar Cash |
|---|---|---|
| Rate | Rate | |
| All balances | 21% | 21% |
Registered account
| Cash Debit Balances | Canadian Dollar Cash | U.S. Dollar Cash |
|---|---|---|
| Rate | Rate | |
| All balances | 21% | 21% |
Figures updated as of December 18, 2024.
Note: Interest is calculated daily based on the closing debit and/or credit balance in your account and posted monthly on the 16th day of each month (or subsequent business day). Debit and credit interest rates are calculated separately and are subject to change without notice. Interest accrued will not be paid for amounts less than $10 per month and will not be charged for amounts less than $3.
Interest earned on positive balances in all accounts
All account types
| Cash Credit Balances | Canadian Dollar | U.S. Dollar |
|---|---|---|
| Rate | Rate | |
| $0 - $2,000,000 | 0.00% | 0.00% |
| $2,000,001 + | 0.10% | 0.00% |
Figures updated as of April 1, 2020.
Note: Interest is calculated daily based on the closing debit and/or credit balance in your account and posted monthly on the 16th day of each month (or subsequent business day). Debit and credit interest rates are calculated separately and are subject to change without notice. Interest accrued will not be paid for amounts less than $10 per month and will not be charged for amounts less than $3.